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South Africa
NATIONAL LEGISLATION OVERVIEWS
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Home Loan and Mortgage Disclosure Act, No. 63 of 2000

Long title


To promote fair lending practices, which require disclosure by financial institutions of information regarding the provision of home loans; to establish an Office of Disclosure; and to provide for matters connected therewith.

Table of contents

SECTION TITLE

PREAMBLE

CHAPTER I. INTRODUCTORY PROVISIONS
1.  Definitions
2.  Disclosure obligations by financial institution
3.  Information to be disclosed by financial institution
4.  Establishment of Office of Disclosure
5.  Functions of Office
6.  Constitution of Office
7.  Chairperson and deputy chairperson
8.  Period of office, vacation of office and filling of vacancies
9.  Meetings of Office
10.  Remuneration and allowances of members of Office
11.  Secretariat
12.  Regulations
13.  Amendment to Usury Act, 1968 (No. 73 of 1968)
14.  Exemptions
15.  Offences and penalties
16.  Short title and commencement
 
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